[wrxpaul]

Mine was only 1500 a year under my parents for an 05 STi..this was when I was 17 I'm 18 now

 

[mycologist]

Mine is too cheap to mention here and not get banned (>2x your age, no tickets, no wrecks).

I think I remember the wagon being cheaper to insure and you can tell your dad it is bigger too.

+1 for the wagon.

 

[04EsTI]

Im 17, 2004 STi, under my moms name and mine is 5,000 a year.

 

[Just Be]

Hi everybody, first post here. I am 17 years old and want a WRX. I have liked the STi, but not only being too expensive, the insurance is sky high, upwards of $3,000. :screwy:

Right now, I drive a Chevy S10, insurance is about $1400 with me under my dad's name. I was wondering how much a 2002 WRX or 2003 WRX would cost to insure per year. I know the WRX is one of the most expensive to repair in a collision so this may be a problem faced but if anyone has a good idea how much it might be I would love to know!

Thank you

I wish you all the luck in the world getting affordable insurance.

I was a foolish driver at 17. Most are. That's why insurance rates are so high. If my parents bought me a WRX when I was 17, I'd never have seen my 18th birthday.

I wish you all the best, but be very careful. All your friends are going to want you to show off. Either you'll crash your car and look foolish or hurt someone. Sorry if I'm preaching but I have made those mistakes and regret it, big time. In my 40's now I own a great car. Have fun but not too much fun. No tickets No accidents. Low insurance.

Ahhh... to answer your question. You may want to get collision only with high deductables until your 24 when insurance rates drop drastically.

 

[subaru_crazy]

SUBARUModel Style Liability Safety Damage
B9 TRIBECA 4D SPW C 20% C
BAJA 4D SPW B 30% C
FORESTER 4D SPW A 30% C
IMPREZA S/W A 20% E
IMPREZA 4D E 10% E
LEGACY 4D C 10% D
LEGACY S/W C 10% D
OUTBACK 4D C 10% D
OUTBACK S/W A 40% B
KeyLiability Rating Index (Liability) -- Index of bodily injury and property damage liability premium.

Damage and Theft Index (Damage/Theft) -- Index of collision and comprehensive premium.
A -- charged significantly lower-than-standard premium
B -- charged somewhat lower-than-standard premium
C -- charged standard premium
D -- charged somewhat higher-than-standard premium
E -- charged significantly higher-than-standard premium
Vehicle Safety Discount (Safety) -- The VSD columns indicate the percentage discount for the medical payments/personal injury protection portion of the premium. Minimal exceptions apply in the District of Columbia, Florida, Kansas, Rhode Island, New Jersey, New York and Texas. These ratings do not apply in Massachusetts, North Carolina and Canada. Approval of these changes is pending in California.
2d = 2-door Conv = convertible spw = sport wagon
4d = 4-door van = van 2wd = 2-wheel drive
S/W = station wagon pk = pick-up 4wd = 4-wheel drive


The above is how some insurers get their numbers if you notice

IMPREZA 4D E 10% E means that its a 4 door with E for liability which nets the highest premiums as well as damage which also nets highest premiums. Now for a wagon

IMPREZA S/W A 20% E means that you get A for liability which will net lower premium and will give you higher percentage on the amount of medical payments so wagons rule. You basically get the same car but you are saving alot when it comes down to insurance costs.