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Discussion Starter · #1 ·
I'm planning on financing an 04 wrx in a few months. Can anybody tell me how much insurance is for an 02-03 rex in ny? I'm 24 with no moving violations. Thanks.
 

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I'm 22, with one old speeding ticket, and I pay 4000 a year to USAA. If I had another insurance company, it would be more like 8000 a year.
 

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Discussion Starter · #3 ·
Bask Oner said:
I'm 22, with one old speeding ticket, and I pay 4000 a year to USAA. If I had another insurance company, it would be more like 8000 a year.
damn 8000? why? do you have some special discount to pay half of what others charge? I was expecting no more than 4 grand a year.
 

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I am 26, have no tickets, except (1) for not wearing set belt, my insurance is $1,700 per year (I thought this was high, but after reading your guys stuff I must be on easy street), I have my insurance through NYCM
 

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Discussion Starter · #6 ·
coyote73176 said:
I am 26, have no tickets, except (1) for not wearing set belt, my insurance is $1,700 per year (I thought this was high, but after reading your guys stuff I must be on easy street), I have my insurance through NYCM
New York Central Mutual? That's a damn good price! what part of NY do you live in? Also, do you have a contact for that insurance company?
 

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I am in Dutchess County (pawling to be exact, a little no name town in the middle of no where). I actually got the insurance through my insurance agent after progressive tried to juice my rates after 9-11 (and that was for a Geo Prizm). I have had them a few years now, and except for one minor fender bender in philly (with the Geo thank god), haven't had any other problems (tickets)

there website is nycm.com
 

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Let's focus here guys. Are we talking about New York State or City? If you live in NYC, you will not get $1700 a year insurance. I get $4000 a year insurance from USAA because it is a member owned company, and only available to military and their immediate family. Diesel Clown, if you're 24 now, I suggest that you wait until you're 25 to get a new car. That's the age when insurance costs drop dramatically.
 

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you also have the option of taking that defensive driving stuff...doesn't drop insurance much, but sometimes any little bit helps...have to agree, the insurance rates in nyc are way higher than the boondocks of ny
 

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Discussion Starter · #11 · (Edited)
Bask Oner said:
Maybe you should join the army. There's nothing to worry about; the war's over!

www.usaa.com
lol, when the terrorist attacks happened, I woke up late so I ended up not being around the neighborhood to have breakfast with my uncle as originally planned. I was going to be the first to enlist but I hurt my back in an accident and ended up with 2 herniated disks that were just reaggravated with another accident involving my friends e46. Anyway, I just got a call from my current insuance carrier and the guy laughed at my Geico rate. He quoted me $4300 for full coverage for the year and when i turn 25 in Feb of 04, he said it can drop to even half that. Can't wait! I'm in Queens, NYC so that explains the cost. My friend living in Virginia with a 2000 rs only pays 1100 for full coverage a year. Now I just gotta get approved for a good loan which is an entirely different hurdle. my fingers are crossed. thanks for all the help guys! :)
 

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QUEENS! REPRESENT!

I can't wait until I'm 25 and get lower insurance costs. Maybe then I'll be able to afford food.
 

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Discussion Starter · #13 ·
Bask Oner said:
QUEENS! REPRESENT!

I can't wait until I'm 25 and get lower insurance costs. Maybe then I'll be able to afford food.
damn bro i hear you...its just ridiculous when you pay more for insurance than for your actual car. anyway, im going from a 95 automatic altima to an 04 turbo 5 speed rex!! man i cant wait! i already know my first mod, hid's. :D
 

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NY state insurance is a ripp off!
Before I was 21 they told me it will drop when i hit 21 then they told me it will drop after Im 25.. now they tell me when i get married it will drop ! WTF!!!!

Im 26 9yrs with license no tickets and I still pay over 3K in queens!:mad: :mad: :mad:
 

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Coyote, I've heard of Pawling. My friend's cousin lives there and 2 of my friends that I went to college live there. you probably know them!!! (not making fun of the small town thing) haha
Blue, I know...it's messed up, but heck, get married anyway haha
In Albany, I pay 1300 a year (03 wrx wagon + 89 Prelude). I'm 26 and have had a no fault accident (totalled 98 Lude) back in october and one speeding ticket back in 10/01. not too shabby. 8 grand would make me wanna ride a focking bike. I give you guys/girls MAJOR respect for shellin out that to truck around NYC!
-STomp
 

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wrxlude said:
8 grand would make me wanna ride a focking bike.
LOL :D Extremely rational comment, but you probably didn't expect a reply like this...

8 grand a year for insurance versus the ~12 grand I spent last year on my bikes? I think that even the expensive car insurance would have been a good deal. Besides, I didn't get $hit when my custom built Azonic got stolen. At least I would get something if my car got stolen!
 

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I guess there is at least one benifit to living upstate. I pay 130 a month for mine and my wifes 02 civic. I am 30 and married so that helps plus I also have USAA. It really is one of the better insurance companies in the country.
I've been up here for 5 years, I am originally from Eatontown NJ. I had a 94 4 cyl Ranger and I was paying 160 a month.
 

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i also live in upstate ny, i pay 1300 a year for my 2002 wrx and girlfriends 2002 kia, i feel for you guys down state, 4 grand a year is another rex payment.:eek:
 

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paying 3.5k / yr for my wrx its 04 too. i got discounts for the drls and the security alarm n stuff. geico is cool (for now, ive never claimed w/ them yet) knock on wood.
 

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**** GEICO! they told me like 10,000 a year!!!

Amica = 3000 a year

w00t!

19 years old with a 6 point speeding ticket.
 
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