That sums it up. Doesn't matter who the main driver is, insuring an at risk person will jack the price up.![]()
In all seriousness...
No one here can answer that question. Call insurance companies and ask.
Anectodal evidence: When I was a few years older than you, with no accidents or points on my license, I was quoted anywhere between $1100-6500/year to insure my STI.
This.![]()
In all seriousness...
No one here can answer that question. Call insurance companies and ask.
Anectodal evidence: When I was a few years older than you, with no accidents or points on my license, I was quoted anywhere between $1100-6500/year to insure my STI.
A big down payment and working lol. But won't it be cheaper under my dads name than mine?This.
wrxguzzi said:A big down payment and working lol. But won't it be cheaper under my dads name than mine?
It will be cheaper with your father as the primary listed driver.XJman said:Cheaper and cheap are not the same.
I made the same mistake... had a perfectly good Sentra but got a job when I started college and all my money went to a brand new jetta... no money left over for anything else. Much regret but I managed. College life could have been 10 times better.It will be cheaper with your father as the primary listed driver.
My advice to contact insurance agencies stands. Don't talk about this any further; you're in a "grey area" where certain comments could be used as a reason to deny a claim moving forward (your father is listed as the registered primary driver on the vehicle, but in fact you are).
My other advice would be to strongly reconsider your transportation options if you're the one paying for it (e.g., your parents aren't giving it to you as a "graduation gift"). You're looking at hundreds of dollars per month in a car payment, insurance, maintenance, etc. You may be ready to depart on your way to college, where that money could be much more wisely spent in terms of activities available to you.
I bought my STI when I was a junior in college (it replaced a pretty nice used car I had purchased a few years prior and carried no loan). I didn't have money to go on spring break. I didn't have money to go to the bars every night. You may not consider this now, but you've got years ahead to buy a "fun car". My advice is that you should get something reliable / practical, and use that extra money to have the time of your life while you're young, before real life and bills sets in. No one at your age wants to hear that, but take it from someone who sacrificed those things, and if I were to do it over again, I may have made different choices...
/thread![]()
In all seriousness...
No one here can answer that question. Call insurance companies and ask.
Anectodal evidence: When I was a few years older than you, with no accidents or points on my license, I was quoted anywhere between $1100-6500/year to insure my STI.
Finally someone who understands my pain! I pay a ridiculous $200/mo for my Ducati and my STi. You would figure they would give me a better rate since I bundle those with my damn home insurance too.... gotta love it.I have PLPD and am 29. I pay $200 month.
I have saw thread about this already but they don't explain my situation. Im 17 and I want a wrx, yes insurance I know will be expensive but I'm looking for a rough estimate.
The car WONT be under my name, My dad would fall under the driver off the wrx. He is 50 and has a clean record and so does everyone on the plan. Theres 3 cars under the plan right now and 4 of us so I fall under as part time driver for every car. So I was wondering what would be the insurance price with this situation. Thanks!!
My parents aren't buying me this car, my dad is just taking the loan out, I will be the one paying for this car. I currently have a 2012 jetta I am looking to sell and use that money as a down payment plus some on top. I will finish paying off this car by the end of the year if I do end up getting it.Back when I was just ending high school, 28 years ago, I remember the kids that had new somewhat nice cars that their folks helped them get or bought for them. Almost all of them ended up in major accidents. Now decades later those same people have turned out to have some pretty self entitled viewpoints.
Giving a kid anything but a super practical slow piece of crap car to drive until they can afford one all on their own as an adult is a really bad decision as a parent.
Such decisions are, in part, why car insurance is so expensive.
If you really are able to pay it off by end of the year then you surely have the financial backing for it. In that case go for it.My parents aren't buying me this car, my dad is just taking the loan out, I will be the one paying for this car. I currently have a 2012 jetta I am looking to sell and use that money as a down payment plus some on top. I will finish paying off this car by the end of the year if I do end up getting it.
I get where you are coming from. I mostly identify with the same thinking. But be careful - a couple things: A kid who is going to get into trouble with a car has a nearly = chance with a slow POSGiving a kid anything but a super practical slow piece of crap car to drive until they can afford one all on their own as an adult is a really bad decision as a parent.
Keep the paid off car man. Why do you want a car payment? Let's say you find a WRX and get in it at 28k after all is said and done you are closer to 34k paid not including insurance, and maintenance.My parents aren't buying me this car, my dad is just taking the loan out, I will be the one paying for this car. I currently have a 2012 jetta I am looking to sell and use that money as a down payment plus some on top. I will finish paying off this car by the end of the year if I do end up getting it.
