I've gone through this exact issue with my old ladies stratus. Bearing goes, doesn't tell me the car is banging like crazy drives untold amount of miles. Any postulation on Earth can be proposed but the facts are the material can get to the heads, destroy the springs, cams, bearings as well as the valves in some applications.
As that material is getting eroded by the material from the failed bearing it creates more and the issue compounds.
The ops problem is not of the turbo is dead. Or can a spun bearing destroy the turbo. At this point it is what is causing his lubrication failure.
If you are so sure of yourself, pour some sand in your heads and let me know how it turns out for you.
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