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Considering these sort of cars (WRX, GTI, FOCUS..) are not all that reliable if your going to keep the car for even 2 years after its paid off I would get the extended. You will likely end up with some peace of mind and more then likely need to use it a few times.

I did not get an extended because I plan to trading it a few months to half a year after its paid off. I'm going to risk the 20 or 30k miles beyond the 60k power train.
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