my new 2006 si doesn't satisfy my need for speed
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This is a discussion on my new 2006 si doesn't satisfy my need for speed within the New Member Hangout forums, part of the Community - Meet other Enthusiasts category; hey guys ,I'm new to this forum so bear with me.I recently purchased a 2006 civic si which is quick ...

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    my new 2006 si doesn't satisfy my need for speed

    hey guys ,I'm new to this forum so bear with me.I recently purchased a 2006 civic si which is quick and very fun to drive especially shifting at around 8300k but what i really wanted was an 06 sti. does it make sense to trade it in?i need to wait a year or so till i could trade it in. What are you guy's paying a month for an sti? I know its personal but i really cant wait till i get the car of my dreams!

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    Registered User blarg's Avatar
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    Quote Originally Posted by futuresti
    hey guys ,I'm new to this forum so bear with me.I recently purchased a 2006 civic si which is quick and very fun to drive especially shifting at around 8300k but what i really wanted was an 06 sti. does it make sense to trade it in?i need to wait a year or so till i could trade it in. What are you guy's paying a month for an sti? I know its personal but i really cant wait till i get the car of my dreams!
    you're going to lose a lot of money on your trade. with a $10000 downpayment you're looking about about $500/month, plus insurance.
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    Quote Originally Posted by Blarg
    go f*** yourself

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    Moderator Integra96's Avatar
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    I'm sure it would be a huge financial disaster to trade in a newish Civic for an STI, but if you can easily afford it and you think the STI will be worth it, then go for it.
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    Registered User DJSHADOW7's Avatar
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    I've heard Civics retain their value quite well... being that it is a newer car that has somewhat of a demand id imagine you being able to sell it for a pretty good price. As im sure you already know, the STi is in a different class of performance (and price)


    Btw... post up pics of the Si ive always liked the look of the new style.
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    Registered User blarg's Avatar
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    Civics may retain their value better than a Ford Focus, but you still lose more money on a 1-year-old trade in than you do at any other time in the car's life. depending on what kind of loan you got, they may pay off the loan (and you lose the down payment plus a year's worth of car payments...which means they've taken the car off your hands and you got nothing) or maybe even NOT pay off your whole car and roll the balance into your new loan. $500+ is a lot of money to shell out every month for a car. its probably even MORE now that intrest rates are higher.
    ScoobyDMC #009 - making dirty jokes since before you were making dirty diapers.
    Quote Originally Posted by Blarg
    go f*** yourself

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    what are payments like for an sti?

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    Unless you paid cash for the car then it's a horrible idea to trade it after a year (Even if you paid cash you'd be taking a good hit). You will more then likely have to roll over money from the SI costs into the STI payments which isnt a good idea.

    The only factors to weight here is would the depreciation value over the course of the loan be more then what you would lose on the car in a year when you wanted to trade it (and this depends on your downpayment mostly).

    As for what people pay a month for a STI this would vary greatly because everyone usually pays a different intersate rate, has different state tax, and had a different downpayment. With that being said I'd say the average STI payment ranges from 300-400 a month.
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    i pay 478 now for my si and 150 for ins

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    i qualified for a good apr of 4.9

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    Quote Originally Posted by futuresti
    i pay 478 now for my si and 150 for ins
    Holy no down payment batman!!!!!!!

    Oh and I'd expect your insurance to go up a bit with the STI. Not to mention your gas budget would need to increase.
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    Registered User blarg's Avatar
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    Quote Originally Posted by futuresti
    i pay 478 now for my si and 150 for ins
    holy crap! you must have not put down a lot of money...look at it this way: every 1000 of your loan is about $22 a month...if you have decent credit and qualify for a good APR. so $32K plus taxes, fees, options, and whatever is about $36000 out the door....that's about $800 a month. subtract from that $22 for every $1000 you put down. don't forget insurance. sti insurance is significantly more than a civic.
    ScoobyDMC #009 - making dirty jokes since before you were making dirty diapers.
    Quote Originally Posted by Blarg
    go f*** yourself

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    2500 was my down payment. i guess if its not logical for me to trade im going to invest on a turbo kit!

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    Registered User blarg's Avatar
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    Quote Originally Posted by futuresti
    2500 was my down payment. i guess if its not logical for me to trade im going to invest on a turbo kit!
    don't forget teh BOV
    ScoobyDMC #009 - making dirty jokes since before you were making dirty diapers.
    Quote Originally Posted by Blarg
    go f*** yourself

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    that doesnt make sense, i put 3000 down on my sti, with 4.9 finance thru subaru, im paying 480 a month?

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    Quote Originally Posted by futuresti
    2500 was my down payment. i guess if its not logical for me to trade im going to invest on a turbo kit!
    It is IMO just as illogical to mod a car you neither like nor own. You have a good car; keep it for a long time and just be happy. Enjoy what it does do well (e.g., running without the silly drama of a BOV going off, running reliably, running economically, revving high, turning in etc.). Maybe go autox it once in a while, but don't dump it and don't dump money into it.
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