2013 WRX FLORIDA
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This is a discussion on 2013 WRX FLORIDA within the New Member Hangout forums, part of the Community - Meet other Enthusiasts category; hi all my name is Matt, I have an '04 R1, a '98 CR250 2-STROKE!! and just got my new ...

  1. #1
    Registered User mgwein's Avatar
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    2013 WRX FLORIDA

    hi all my name is Matt, I have an '04 R1, a '98 CR250 2-STROKE!! and just got my new subie, I need to slow down lol..

    pics first lol

    2013 WRX 5-door, short shifter, sti exhaust tips, auto dimming mirrors w/compass
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    ok now check it

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    Registered User mgwein's Avatar
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    SO unpaid balance is 21397.77 (bottom document). Finance charge is 3977.81 (top document), adding these two numbers, 21397.77+3977.81=24407.47, the total amount financed (top document). If you add the finance charge of 3977.81 AGAIN to the total amount financed, this equals total of payments of 28385.28, but thats like double adding the finance charge.

    There were not the final numbers I originally saw and believe he ripped up the wrong yellow document (top document)

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    Sammich Makin' Pwincess wrxtreme06's Avatar
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    welcome matt. where in FL are you located?

    desiree
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    Registered User mgwein's Avatar
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    Quote Originally Posted by wrxtreme06 View Post
    welcome matt. where in FL are you located?
    ayoooo, grown up and living in Vero Beach for about 20 years now, yourself?

    about my car:

    Only dirt i drive it on is my own damn driveway, getting ceramic tint by formula one, lifetime warranty, ceramic has most protection from the sun, metallic is second, but affects AM radio signals. I dont listen to anything in my car but the turbo lol (especially not AM haha), and im a firm believer in getting what you paid for, so ceramic it is, dark as possible while still being legal according to Florida laws, and ill be getting the visor strip as well ($280), think it will look sexy.

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    Did you finance through the dealer or secure financing on your own through a credit union? Only reason I ask is because of the interest rate...pretty steep

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    Registered User 11blackwrx's Avatar
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    welcome
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    Registered User mgwein's Avatar
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    through the dealer, and i agree, it was beginning of the month and im pretty sure they had apr deals, again i think he ripped up the wrong yellow doc (top document) because i remember the guy had some confusion during signing. ill kepp yall posted on this

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    Sammich Makin' Pwincess wrxtreme06's Avatar
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    Quote Originally Posted by mgwein View Post
    ayoooo, grown up and living in Vero Beach for about 20 years now, yourself?
    i'm in orlando. we have lots of events/meets around here so if youre ever in the area let met know and i'll point you in the right direction

    desiree
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    Registered User Soobvirgin's Avatar
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    Quote Originally Posted by mgwein View Post
    through the dealer, and i agree, it was beginning of the month and im pretty sure they had apr deals, again i think he ripped up the wrong yellow doc (top document) because i remember the guy had some confusion during signing. ill kepp yall posted on this
    Yeah, I agree. I'm pretty confused by those numbers. Go back to your dealer and ask someone to fully explain the numbers to you. Don't feel bad about asking for a pen and paper to write the figures down in a way that makes sense to you and don't leave until you're satisfied.

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    How much upside down were you in your trade? $29,950 is a lot to pay for that car

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    Just get a bank or credit union to get you a loan and just pay the dealer off with that loan... This looks shady

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    You should be able to get a 60-72 month new car loan through a credit union for about 2.5-3% if you have decent credit.

    Get a loan through them and pay off what you owe the dealer. No reason to pay more than you have to in interest

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    total cost to own is $37,000??? WTF and for a base?

    My total came up to ~ $31,000

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    Quote Originally Posted by mgwein View Post
    SO unpaid balance is 21397.77 (bottom document). Finance charge is 3977.81 (top document), adding these two numbers, 21397.77+3977.81=24407.47, the total amount financed (top document). If you add the finance charge of 3977.81 AGAIN to the total amount financed, this equals total of payments of 28385.28, but thats like double adding the finance charge.

    There were not the final numbers I originally saw and believe he ripped up the wrong yellow document (top document)
    Finance charge is the amount of interest you will pay in the 6 years it takes you to pay off the car only giving only the minimum amount. Pay more each month, and you pay less interest and so on.

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