New member here. Hello folks! Anyway, I've been looking for a new ride for about a month now. I finally found a clean, stock wrx that I like on autotrader. It's an '06 5spd WRX limited with a little over 70k miles and sunroof, leather..blah blah. Anyway, I called the seller and set up a time this weekend to meet with them. They sound pleasant enough so I'm getting excited about getting my new project and began to see myself owning it. I wanted to make sure that I wasn't gonna hit any obsticles on the loan so I go to the bank and talked to my loan officer. This is where I hit the obsticle. The car was listed for $15,500 and, after I talked with them, they agreed to sell it to me for a little less than that. I saw countless other comparible wrx's listed for quite a bit more with less equipment so I think I'm gonna be ok in the bank. To my surprise, she booked it out (NADA) and loan value was 12,100!!! My jaw dropped. That's actually BELOW TRADE IN VALUE!! LOL. She told me that she'd do 12,800 but, if I wanna get it, I have to come up with enough money to make up the difference AND cover $800ish for TT&L. I was just really surprised. Ha, c*ckblocked by loan value. Wtf. So I guess I've gotta decide whether or not I wanna pay $3k just to get into a WRX. I had a modded 03 Si ep3 before this and was REALLY looking forward to the big step up that would be an AWD boosted 2.5l Boxer. I LOVE how they sound and am now wondering what I should do. Anwway, that's my snapshot of now. Nice to meet everbody.