OP: Nobody here can give you any meaningful advice when it comes to insurance as there are so many different variables when it comes to premium pricing, e.g. state laws, your demographics, insurance company, etc. It's even more complex when there are often multiple divisions of a company or even separate companies operating under the same name with completely different risk pricing strategies. The best thing to do is a lot of shopping around...or drive a beater car for a few years. I vote for the latter as you'll have way more fun with the extra cash at your age than a silly WRX.