Ok guys so here's my situation, and i'd like some unbiased opinions. I bought my 08 Evo X about 6-8 months ago. I got married 2 weeks ago and my new wife and I want to build a house. My current payments on the Evo are 516.00 a month + 75.00 for insurance BUT it's 0% interest. My problem now however is that 516.00 is just to much when it comes to a house payment and all the other stuff that goes along with it.
My options: I owe 26,9 on my Evo after I pay this months payment, so I was considering paying the normal payment for another 6 months which leaves me with about 24,000. I would then refinance for 84 months at 5.99% and it would make my payment around 351.00 a month... much better payment... when I have a good month i'll pay more and pay it off faster than 84 months, but it will only be 351.00 if I can only make the minimum.
The flipside.... I have an offer from a local dealership to give me 25000-26000.00 on a trade on an 09 WRX which is just a basic model... no premium model or anything. I can finance that for 84 months @ 5.74% and get a payment of 364.11, although I don't know what my insurance would be... supposedly the WRX is on the list of most expensive cars to insure, but I am 31 and married so I wouldn't think it would be anymore than the Evo.
My question... I have never even driven a WRX and might hate it when/if I test drive it, but will I be disappointed when it comes to the performance of the Evo? I don't drive it hard, but I like the fact that I can just throw the car into a turn let the tires slide a little and let the car do all the work. I like the look of the WRX though, possibly even more than the X. I also like how the Evo responds well to mods.
I have a price of 22,999 before tax and tags on the WRX, I thought of offering the dealer 25000 otd with my trade because I know they can go lower than 23k since that was their first offer.
Anyway, thanks for the help guys... might be one of you soon.