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This is a discussion on Hello Everyone within the New Member Hangout forums, part of the Community - Meet other Enthusiasts category; Originally Posted by Trainrex No, it isn't. An engine built by a manufacturer to use a turbocharger cannot function without ...

  1. #31
    Moderator   Sasquatch's Avatar
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    Quote Originally Posted by Trainrex
    No, it isn't. An engine built by a manufacturer to use a turbocharger cannot function without it. It is a vital functioning part of the engine.

    It's another way that insurance companies can line their pockets. I live for the day that someone steps in and stops the insurance monopoly.

    Nothing against you personally, but you are incorrect.
    ^^ Finally ... the truth. Brian (ProUmpire) is only a pawn in the conspiracy. Insurance rates should be based on a drivers record - nothing more. Bookies give the odds to the team with the most potential (power) to score. Insruance companies do the same thing. You have more power? Oh, a turbocharged car is FAST! You might cost us more money. Pure capitalist BS.
    Last edited by Sasquatch; 01-24-2006 at 05:20 PM.
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  3. #32
    Administrator BlazinWRX's Avatar
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    Hehe go easy on Brian guys, I think he's got the whole OEM turbocharger thing a bit mixed up

    I agree with Trainrex that insurance should be based only off of driving records and everything else is relative to your age/sex/location (???) hahah j/p, but general demographics and how much you're covered. I just recently switched insurance companies and I saved a lot of money. I'm not sure why there's such a huge difference but I've been throwing my money away for the last 5 years.
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  4. #33

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    don't hate me for answering the question.. AGAIN... anytime a vehicle comes with a super or turbocharged engine... the insurance company is going to automatically consider it an uprade... and consider it in the quote... THAT IS WHY I AM AN INDEPENDENT COMPANY BECAUSE THE INSURANCE PEOPLE PISS ME OFF.. this way I can worry about my customers and not the people we quote from

    later


    Quote Originally Posted by Trainrex
    No, it isn't. An engine built by a manufacturer to use a turbocharger cannot function without it. It is a vital functioning part of the engine.

    It's another way that insurance companies can line their pockets. I live for the day that someone steps in and stops the insurance monopoly.

    Nothing against you personally, but you are incorrect.

  5. #34

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    Guys... the turbocharge... I understand that you mean it comes from the factory... I get that... what I am saying is that insurance companies do not care if it comes from the factory or if you have jo smo do it aftermarket... if they see turbo or super in front of the word charge... you might as well be prepared to give them your money...

    I did not make those rules... it is just the way it is.. and it sucks



    Quote Originally Posted by BlazinWRX
    Hehe go easy on Brian guys, I think he's got the whole OEM turbocharger thing a bit mixed up

    I agree with Trainrex that insurance should be based only off of driving records and everything else is relative to your age/sex/location (???) hahah j/p, but general demographics and how much you're covered. I just recently switched insurance companies and I saved a lot of money. I'm not sure why there's such a huge difference but I've been throwing my money away for the last 5 years.

  6. #35
    Registered User bigd's Avatar
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    We're not trying to gang up on you, we're just trying to figure out why Insurance companies charge more for a very safe TC'd car with less power than other less-safe cars without TC's. It doesn't seem fair.

    I guess we don't get it (fundamentally) because we believe the TC shouldn't affect their evaluations.

    A TC can still be considered a modification to a normal combustion engine, which is what I believe Brian is trying to say.
    Dave
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  7. #36
    Administrator BlazinWRX's Avatar
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    Thanks for the input Brian. I guess we misunderstood you and we can all agree that "stock" turbos should not be considered an upgrade. The insurance industry might have done so becuase statistics show that turboed cars = higher liability for the company.
    Tim
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  8. #37

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    that is cool guys.. no worries here... !!!!!

    talk soon!

    Quote Originally Posted by BlazinWRX
    Thanks for the input Brian. I guess we misunderstood you and we can all agree that "stock" turbos should not be considered an upgrade. The insurance industry might have done so becuase statistics show that turboed cars = higher liability for the company.

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