So long story short. I rear ended a guy on the high way he break.checked me while we were going 80 in a 75 I was few lengths back but it was raining so he took off but the cop that saw this only got me, due to the fact I immediately pulled off the road and the officer said, "You were trying to escape." After I patched things up bout that. He still gave me a ticket for reckless driving and failure to signal when I exited the ramp. I filed a hit and run. First question: am I at fault or is the other guy that ran. And my second: could I thru USAA get a lil upgrade ie carbon fiber hood, oem bumper, oem grill, a new radiator support bracket, a new radiator, possibly an alignment, and hopefully get the auto body shop to repair my bent up fmi (only the supports) and as-well-as new headlights? Might need other things but Idk car does feel quite different driving. Might even have a boost leak and a tweeked transmission. First accident ever and honestly I don't feel at fault here (paying $500 deductable). Had a clean record for the 4 years I've been with them (USAA) And because some guy thought that 5 miles over the speed limit was gonna get him pulled over he had a right to slam on his breaks in the stinking rain. Who does that unless their doing something illegal?! Ie stolen car.or something. Sorry, lil mad cause I was supposed to go back home to Texas in 3 days for Chirstmas to see my lady n my Mama, im in the military, but those are my two questions. And I apologize to ClubWRX and to everyone else if I posted this in the wrong section. I looked for 30 min and only saw this a suitable place to post something of sorts... God bless and Happy Holidays.