I'm 25, last may, we finally traded our 01' suv in for my 04' wrx wagon. I make my own car payments. My husband pays for both our insurance and his sti payments. He also has a paid 91' mr2 turbo and we have a mortgage, utility bills, credict cards, school loans, and we live paycheck to paycheck. Our philosophy: "money can always be made". we've never been on a vacation, don't have bad habits, both stock cars; we make the most of what we have.