34, doing the monthly payment thing. I drove an Eclipse for 12 freaking years and just needed somthing new, that was practical for where I live, able to carry a kid and stuff, and was as fast as possible within the above limitations.
Have a house payment, another new car payment (Forester 01) but no other debt. Wife and I worked our asses off and were very frugal for the last 12 years (kids college is already paid for, and he's only 5). Could have bought it in cash, but if the **** hits the fan, it's nice to have savings and easy to sell a car. Plus writing out $24,000 checks is a good way to give yourself a heart attack. It was bad enough buying our last used car in cash ($6000).
Next car will either be an STi (after the hp wars settle and they are maxed out) or an old muscle car, vette or Porsche just to play in. Really liked the look of the early 70s stingrays, but I have a feeling the price of those is going to be rapidly increasing over the next few years.