Insurance for WRX's and STI's
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This is a discussion on Insurance for WRX's and STI's within the Everyday Impreza Talk forums, part of the Community - Meet other Enthusiasts category; I just went through a progressive insurance rate quote online, and the price was actually 10 dollars more a month ...

  1. #1
    Registered User blackboost's Avatar
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    insurance rates: wrx=STi??

    I just went through a progressive insurance rate quote online, and the price was actually 10 dollars more a month to insure a WRX!!! Maybe since more younger, inexperienced drivers buy and wreck WRX's that compensates for the power difference that I thought would make the STi cost a lot more to insure??? Either way, very interesting. BTW I am a 25 year old male living in CT with a clean record and the quotes were both about 250 a month.
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    Registered User Hybrid-X's Avatar
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    My father-in-law is an insurance agent so he hooked me up, but right now I'm paying about 1600/yr for full coverage. Granted, I'm 27 and my car is an 02.
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    I am paying about 1700 a year for full on an 06 WRX and I am 25. I seem to remember there was a bit of a difference between it and the STi and the Evo. Insurance companies come up with there rates in strange ways. I remember looking at bike insurance and with some it was more for me to insure an old gs 1100 than a gsxr 750 because they worked mostly off displacement when it came to bikes.
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    Quote Originally Posted by ChrisCJ99 View Post
    205 whp on a STOCK wrx??? I find that to be a bit hard to believe. My 2006 WRX ran 188 whp with Injen CAI, HKS BOV, HKS Downpipe and HKS carbon ti exhaust... How can a STOCK WRX run 205 whp??? I'd like to see dyno sheets to back that one up...

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    Registered User RomainREX's Avatar
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    I got both insurance quotes for a 2005 Subaru WRX and a 2004 WRX STi with about the same miles on AIG Auto Insurance and i would be paying around $470 every 6 months or $130 every month for the STi and around $113 for the WRX monthly. Thats with i think almost full coverage..
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    Registered User Darrell's Avatar
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    I live in MA, so the insurance situation is a lot different than anywhere else. Nonetheless, my premium is about the same as you all. $1622 for "full" coverage (collision and comp, $500 deductible for both). I'm going to ask my insurance agent what my savings would be with a $1,000 deductible.
    Mine: '05 PSM WRX 5MT Sport Wagon, Cobb AP
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    I just turned 23 and i have 2 points on my license. I live in PA and the insurance on my 06 sti is through the roof. Its about 350 per month granted that the car is a lease so i have to have a certain amount of coverage otherwise it would be much cheaper. But thats what i got to deal with if i want to drive my sti and yeah its def worth it to me. later fellas

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    Registered User Geese1's Avatar
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    I got quoted a little over $1200 a year for full coverage ($500 deductible) on an '06 STI when I was looking into getting one last fall (around August/September). This was with me being 32, a clean record and also having a home and my wife's '05 Forester XT through them as well.

    Granted now, we live in rural Northwestern PA, so our rates are probably a lot cheaper than other areas.

    I'll be curious to see, if I can get an Evo MR this summer like I hope, what my payments will be on that. I'll be 33 by then, but other than that there won't really be any other changes that I can think of that will affect the rate.

    But who knows exactly how they figure they're rates...

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    My insurance company quoted me equal rates for the WRX and STI.

    Now if only I could trade up to an STI...can't do it...must be...responsible...

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    Registered User Speedmonkey's Avatar
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    Here in Oregon my rates have fluctuated pretty bad, I started out paying 144/mo full coverage with 500 deductable for my STI back in 04, this went up to 177/month last year, then at the beginning of this year it went down to 133/month. I am 28 with 1 speeding ticket in the past 5 years..
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    Registered User GeneralGeeWhiz's Avatar
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    I'm switching to esurance... very cheap and I've heard not that bad
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    Registered User BSRT2004's Avatar
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    I pay $185 a month for my SRT with full coverage and $500 deductable. When I switch over to the Evo, my insurance guy got me $160 a month for full coverage. I'm 22 and in NC, but all my stuff is registered in FL.
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    i can't believe how much people are paying for insurance...

    i guess i'm really lucky or i got a good person helping me...

    $518 for 6/mo - that comes out to $86 and some change each month, 2 accidents (not-at-fault) 2 spd in last 5yrs (1 in last 3+ years) and i just turned 26

    full coverage and $500 deductible

    oh yeah...05 sti and portland, OR

  14. #13
    Registered User GeneralGeeWhiz's Avatar
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    Quote Originally Posted by BSRT2004
    I pay $185 a month for my SRT with full coverage and $500 deductable. When I switch over to the Evo, my insurance guy got me $160 a month for full coverage. I'm 22 and in NC, but all my stuff is registered in FL.
    Gee.... I'm sorry man
    <--- Robert

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    WRX insurance

    I'm sure this has been covered multiple times but who has the cheapest rates?
    Progressive direct was the cheapest: qouted me for 120 a month basic coverage

    27
    stp,mn

    qoute for 02 wrx wagon


    anyone else got cheaper rates?

  16. #15
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    2002 wrx sedan in ak

    in alsaka i pay 120 per month for full coverage with zero deductable on comp and 250 collision....at age 25 with statefarm

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