Insurance for WRX's and STI's - Page 6
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This is a discussion on Insurance for WRX's and STI's within the Everyday Impreza Talk forums, part of the Community - Meet other Enthusiasts category; yup, full coverage...

  1. #76
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    yup, full coverage

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  3. #77
    Registered User 96accord's Avatar
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    Quote Originally Posted by infox View Post
    yup, full coverage
    wow!

    i am paying $150ish for liability only on a 1996 Honda Accord LX 4 door

    I have received a quote from State Farm only a couple models of subaru impreza's:

    remember 21 years old with 1 fender bender that has not been quite a year ago.

    2007 Subaru Impreza WRX STI - $374ish/month
    2007 Subaru Impreza WRX Limited - $343ish/month
    2007 Subaru Impreza WRX - $334ish/month
    2007 Subaru Impreza WRX TR - $326ish/month

    (the (ish) part is the cents)

    Seems like to me anywhere I look at is going to be between $300-$400/month for any Subaru Impreza model

  4. #78
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    Quote Originally Posted by 96accord View Post
    wow!

    i am paying $150ish for liability only on a 1996 Honda Accord LX 4 door

    I have received a quote from State Farm only a couple models of subaru impreza's:

    remember 21 years old with 1 fender bender that has not been quite a year ago.

    2007 Subaru Impreza WRX STI - $374ish/month
    2007 Subaru Impreza WRX Limited - $343ish/month
    2007 Subaru Impreza WRX - $334ish/month
    2007 Subaru Impreza WRX TR - $326ish/month

    (the (ish) part is the cents)

    Seems like to me anywhere I look at is going to be between $300-$400/month for any Subaru Impreza model
    Something to think about...if you dont have to use your old car as trade in I'd keep it around as a daily driver. Most companies will give you a discount to have 2 cars on your policy. Secondly if it's an option see if they have a "pay in full" discount. I save several hundred dollars a year on my insurance (around 600) by paying it in full every six months. Raise deductables to 500 (or higher if you are comfortable with that).
    0-60 faster then your first sexual experience.
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  5. #79
    Registered User 96accord's Avatar
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    Quote Originally Posted by 302@12psi View Post
    Something to think about...if you dont have to use your old car as trade in I'd keep it around as a daily driver. Most companies will give you a discount to have 2 cars on your policy. Secondly if it's an option see if they have a "pay in full" discount. I save several hundred dollars a year on my insurance (around 600) by paying it in full every six months. Raise deductables to 500 (or higher if you are comfortable with that).
    see i still live at home and i dont think my parents want me to have 2 cars there. right now we have 3 and with the new subaru it will be 4 total cars....
    I will have to talk to them about it and see what they say.

    those quote did have $500 deductibles.

  6. #80
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    Quote Originally Posted by 96accord View Post
    see i still live at home and i dont think my parents want me to have 2 cars there. right now we have 3 and with the new subaru it will be 4 total cars....
    I will have to talk to them about it and see what they say.

    those quote did have $500 deductibles.
    Understandable. But something to think about how much is your car even worth? I know my daily driver isnt even worth getting rid of. It saves me more money on gas and insurance then anything else. Plus it's nice if you are just running to work or somewhere not to have to take the STI. I have no idea how your driveway situation is but I'd offer to park the accord by the street or whatever. It's really nice to have a second car...trust me.
    0-60 faster then your first sexual experience.
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    You don't mind where you are, cause you know where you've been"

  7. #81
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    I just turned 25 and my insurance dropped to $269 every 6 months.
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  8. #82
    Registered User 96accord's Avatar
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    Quote Originally Posted by psychobooe View Post
    I just turned 25 and my insurance dropped to $269 every 6 months.
    dang!! can't wait! 3 more years!!!

  9. #83
    Registered User 96accord's Avatar
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    Quote Originally Posted by 302@12psi View Post
    Understandable. But something to think about how much is your car even worth? I know my daily driver isnt even worth getting rid of. It saves me more money on gas and insurance then anything else. Plus it's nice if you are just running to work or somewhere not to have to take the STI. I have no idea how your driveway situation is but I'd offer to park the accord by the street or whatever. It's really nice to have a second car...trust me.
    yeah we don't have a driveway... i just park my car in front of the house now behind my mom's... dad parks across the street, so he can get in his vehicle and get to the firehouse quick if he has a fire call.

    i think i am going to go talk to State Farm Insurance sometime this week after i get off work. and check on keeping my honda on the policy.

    you said something about having the STI as a recreation vehicle? how does that work?

  10. #84
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    20 years old, clean record, $1028 a year, but I'm under my parents insurance.

  11. #85
    Registered User 96accord's Avatar
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    Quote Originally Posted by ismegamanthere View Post
    20 years old, clean record, $1028 a year, but I'm under my parents insurance.
    under your parents insurance is the key!!

    i wish i still was

    do you pay the insurance or does your parents? jw

  12. #86
    Registered User ismegamanthere's Avatar
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    Quote Originally Posted by 96accord View Post
    under your parents insurance is the key!!

    i wish i still was

    do you pay the insurance or does your parents? jw
    Yeah I know that's why it's so low, as for insurance, they pay for it. I pay for the car, they pay for the insurance, pretty sweet deal if you ask me

  13. #87
    Registered User 96accord's Avatar
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    Quote Originally Posted by ismegamanthere View Post
    Yeah I know that's why it's so low, as for insurance, they pay for it. I pay for the car, they pay for the insurance, pretty sweet deal if you ask me
    hell yeah it is!

    as long as you work and pay for some part of the car it's cool with me! lol

    my parents paid for my insurance until i finished school.. I was just about 21 when I switched to my own policy and started paying for the car insurance on my own.. It was a hard switch paying for it but I knew it had to happen!

  14. #88
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    insurance =]

    Hey i want to know if this is possible to buy a cheap 06 2.5I impressa and swap out the engine for a sti engine and tune it up from there i just want to do this to get around the insurence cost?// im 19 and im alreay paying over 3k a year dont want to pay more for getting a turbo car.///
    ////insurance the biggest crime ever ////

    Thanks =]

  15. #89
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    you could do this but the money you wuld be saving on insurance would be going to just upgrading all the wrx's internals to be up to par with your sti engine.
    Lokin&Tokin

    2005 STi trunk + wing OBP 4 sale. pm me.

  16. #90
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    buy the sti, I am sure the difference in insurance wont come close to the cost of the mods. Used STi trans ~$3,000


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