Insurance for WRX's and STI's - Page 44
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This is a discussion on Insurance for WRX's and STI's within the Everyday Impreza Talk forums, part of the Community - Meet other Enthusiasts category; Incredible.It's a miracle.My insurance company actually lowered my premium for the first time ever & I didn't even ask them ...

  1. #646
    Moderator rage-wrx's Avatar
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    Incredible.It's a miracle.My insurance company actually lowered my premium for the first time ever & I didn't even ask them to.
    T0ny
    2011 WRX
    2012 FXT

    The Big 2011/2012 Mod Thread


    Ooh,hang on. That is the throb of a turbocharged flat four engine. A sound which,all over the world,heralds the imminent arrival of a moron - JC.

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  3. #647
    Registered User jamir22's Avatar
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    mine went up about 1k a year good record, geico, saved 15% not true anymore..
    2011 WRX WRB HB, 2011 FORESTER SSM AWP Premium.

    I'd rather be hated for who I am, than loved for who I am not.
    Kurt Cobain

  4. #648
    Pro Manscaper Mikie13's Avatar
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    Contacted Progressive about my hike. They said that they were getting mail returned from the Post Office saying it was going back to my old address at my parents house in NJ. Just had to update to my new mailing address. Rates back down to $97 a month and new insurance cards in hand. No hassle. Love Progressive.
    The Hawk-Eye Alliance #90|The Blobeye Syndicate #0|The Stink-Eye Mob #0|N.E.R.D. Founding Member & #3
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  5. #649
    Registered User Clovis's Avatar
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    Insurance

    I'm wondering if I'm paying too much.

    I'm 30, my wife is 27. We use allstate and they also insure our house and motorcycle. The motorcycle is super cheap at $80/year. The house is $927/year

    But the cars... oh my god the cars. I have no accidents and 1 ticket in 3 years. My wife had an accident earlier this year.

    We pay what seems like an ungodly amount. This is for 100/300 coverage with a $500 deduct on both cars.

    2011 WRX (Base, not a STI) - $696.33 every 6 months
    2005 VW Beetle Convertible - $599.86 every 6 months

    I guess we have a lot of uninsured motorist in Colorado (lots illegals have come in the past several years). That's another $183.58 every 6 months.
    Justin "Clovis" Harward
    2011 Dark Grey WRX
    Colorado Springs, CO

    My avatar is a picture of a REAL Wendy's girl that I took. I couldn't believe the shirt (spoon me? sounds like a sexual lawsuit waiting to happen) but it's pretty funny too. I commented about her shirt, she was cool and I asked if I could take a picture with my phone!

  6. #650
    Moderator T0rque's Avatar
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    State farm, multi-car, home, life, motorcycle, fire, flood, blah blah blah.. 300,000/300,000/300,000 (I think maybe one is 500,000)

    2005 STi is 100.33 (0- comp- 250 col and gap coverage to appraised value)

    2007 STi is 85.74 (0-comp- 250 col and gap coverage to appraised value)

    2008 WRX 5dr is 64.22 (0 comp- 250 col)

    2011 WRX 4dr is 68.03 (0 comp- 250 col)

    Oh.. I am 29 years old, single with son (some how this put me in the married category) 1 ticket (****ing yellow car!)


    Lead Wrench @ WTF Tuning, LLC

  7. #651
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    29 years old, 2011 wrx, clean record---48.50 per month

  8. #652
    The Member michaelwfox's Avatar
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    26-clean 5 year record--2006 WRX--$99 per month for 50/100/50-Comp-$250 deduct-Collision-$500 deduct-Uninsured motorists and $5k medical. This is with State Farm.
    GTA:O ClubWRX Crew

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  9. #653
    Registered User Dzanga's Avatar
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    21 2012 wrx hatch 500k limits on everything, glass, towing, and $500 deductible. $173 a month with liberty mutual. And when I picked up my car since I have liberty mutual for a extra $1000 I got a 100,000 Mile bumper to bumper warranty.
    2012 Wrx SWP Hatch-Traded
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  10. #654
    Registered User norazi-j's Avatar
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    I'm 25. 2004 STi. Full coverage, $500 deductible. I pay about $79 a month through Farmers.

  11. #655
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    Insurance Premiums

    I just joined the WRX community with my purchase of a 2012 WRX in April. I was a Legacy GT driver before getting my rex, and have to say I'm glad I finally moved up to the WRX.

    I recently received my new insurance quote after moving to a new state (Kansas). I was quoted at $2,163.37 (through Safeco) annually by my insurance agency. This seemed awfully high compared to my previous premiums, and what I've read on this site.

    I know it depends on the coverage, this was for a $500 deductible, though I know with a $1000 deductible it would drop down to ~$1800 annually. It also hurts that I am a 21 year old male, but I have no speeding tickets or accidents, which is why I still feel that ~$2200 annually is sky high.


    What are you fellas paying annually in insurance premiums?

  12. #656
    The Member michaelwfox's Avatar
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    $99 per month/State Farm/06 WRX/Full Coverage - deductibles - $250 Comp - $500 collision/26 with a clean 7 year history.
    GTA:O ClubWRX Crew

    My "Build" Thread!

    2006 WRX TR
    Hawk-Eye Alliance #1856...ssshhh don't tell anyone!

  13. #657
    Moderator rage-wrx's Avatar
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    Insurance rates are all relative. Younger drivers below 25 are considered high risk by insurance companies so your rates will be higher even if you do not have any violations.

    I pay $70 with $500 deductible/GEICO/Full coverage no tickets,married,multiple cars,Umbrella insurance ,etc.

    Check out the Insurance thread Insurance for WRX's and STI's
    T0ny
    2011 WRX
    2012 FXT

    The Big 2011/2012 Mod Thread


    Ooh,hang on. That is the throb of a turbocharged flat four engine. A sound which,all over the world,heralds the imminent arrival of a moron - JC.

  14. #658
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    Quote Originally Posted by rage-wrx View Post
    Insurance rates are all relative. Younger drivers below 25 are considered high risk by insurance companies so your rates will be higher even if you do not have any violations.

    I pay $70 with $500 deductible/GEICO/Full coverage no tickets,married,multiple cars,Umbrella insurance ,etc.

    Check out the Insurance thread Insurance for WRX's and STI's
    Thanks for the response/link.

    Yeah that's what my co-worker was telling me about today as well, having your house/multiple cars on one policy drastically lowers it.

    Guess I'll just have to pay the price until I turn 25.

  15. #659
    Lando Calrissian DemonWRX's Avatar
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    I would shop around a bit, that does seem a little high
    Stink-Eye Mob #39
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  16. #660
    Registered User Soobvirgin's Avatar
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    Mine is just under $1400 with a $250 deductible and I'm 34 (wow... am I really? How'd that happen??). It's with State Farm as my wife's uncle is an agent and her Mother also works in the office. If I went elsewhere, they'd probably key the car (joke). So $2200 doesn't sound bad if you're 21. I'm surprised you could even get insured on a WRX at that age.

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