Mine is just under $1400 with a $250 deductible and I'm 34 (wow... am I really? How'd that happen??). It's with State Farm as my wife's uncle is an agent and her Mother also works in the office. If I went elsewhere, they'd probably key the car (joke). So $2200 doesn't sound bad if you're 21. I'm surprised you could even get insured on a WRX at that age.