Insurance for WRX's and STI's - Page 19
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This is a discussion on Insurance for WRX's and STI's within the Everyday Impreza Talk forums, part of the Community - Meet other Enthusiasts category; to give you an idea, im 29 years old and have a VERY good driving record (2 tickets since 16) ...

  1. #271
    Registered User dmc6996's Avatar
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    to give you an idea, im 29 years old and have a VERY good driving record (2 tickets since 16) and it wont be cheap for you. in fact, i put the insurance under my step mother, who is in her 50's, and i'm the secondary driver. i pay around $1600.00 a year for full coverage. you'll be looking somewhere between 2500.00 to 3500.00 for the year if you put it under your name. i tried to buy a grand national when i was 18 and was quoted about 4000.00 for the year. insurance sucks when your under 26.

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  3. #272
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    wow, wish i only had to pay 83 a month for full coverage. I'm paying 156 for a 06wrx. One factor the STI has going for it is the majority of the people who have them are older rather then the wrx. but as mentioned previously there are a lot of factors some of them bs that go into determining your rates.
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  4. #273
    Administrator ...De Rerum Natura TheJ's Avatar
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    Quote Originally Posted by tom'sti View Post
    You'd be better off calling around and getting quotes as any reply here IS going to be useless. There are so many variables that go into insurance rates and very few if any here will even be close to your situation.
    +1
    -The J 𒂼𒄄
    "Driving most supercars is like trying to manhandle a cow up a back staircase. . . This is like smearing honey into Keira Knightly" -JC

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  6. #274
    Q RayfieldsWRX's Avatar
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    Thread merge.
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  7. #275
    Registered User RedHonda00's Avatar
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    Insurance

    hey, have a question... looking at a subaru wrx for my next car. i have no problem coming up with the 24 or 25 thousand for it, but am concerned about the insurance. Hard time looking for a definate answer so hopefully i can get some answers on about the insurance for this car, say if i put it under my dads name? would that be reasonably affordable for the car.

  8. #276
    Master Baiter EJ257's Avatar
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    Quote Originally Posted by RedHonda00
    hey, have a question... looking at a subaru wrx for my next car. i have no problem coming up with the 24 or 25 thousand for it, but am concerned about the insurance. Hard time looking for a definate answer so hopefully i can get some answers on about the insurance for this car, say if i put it under my dads name? would that be reasonably affordable for the car.
    Depends - age, location, driving record

    Being under your parents, you [probably] will get a better price.

    Call around and get quotes. Then have your parents do the same. Choose whichever fits best.
    2016 Toyota Tacoma TRD Off-Road - Daily
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  9. #277
    Registered User jeffmm06's Avatar
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    call your insurance rep. they will give you a quote, just tell them what car your looking at. Way to many variables for anyone to tell you here.
    2005 WRB WRX "was" STAGE 2

  10. #278
    Registered User teflon_jones's Avatar
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    Quote Originally Posted by jeffmm06 View Post
    call your insurance rep. they will give you a quote, just tell them what car your looking at. Way to many variables for anyone to tell you here.
    +1
    Quote Originally Posted by RedHonda00 View Post
    say if i put it under my dads name? would that be reasonably affordable for the car.
    While that might make it more affordable, your dad would also have to buy the car so that it was in his name. Otherwise, any claims you submitted could be denied if the insurance company found that the car was in your name but your dad was carrying the insurance. They tend to frown on people doing that.

    You've got to pay to play. If you can't insure it correctly, then don't buy it. I've seen way too many cases of teenagers getting screwed financially because they try and cut corners like this and then they get in an accident and their insurance company won't cover them.
    Scott
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  11. #279
    Sammich Makin' Pwincess wrxtreme06's Avatar
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    heres my info:

    florida. clean driving record (no tickets/accidents). 18 years old. good student discount. $130 a month
    desiree

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  12. #280
    Registered User HxcJohnny's Avatar
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    there are a ton of factors really, the wrx is a little expensive as far as insurance goes, but it's not terrible. I have a 91 jeep cherokee and i have that listed as my primary driver, with the wrx listed as a "pleasure vehicle." I'm 23 and have a clean driving record, but i pay 240 bucks every six months for full coverage on the subaru.

    and yes, anyone can insure a car. you can have the car in your name, and your dad can have it covered with his insurance policy. you could have a policy out on your neighbors car if you wanted to.

  13. #281
    Registered User teflon_jones's Avatar
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    Quote Originally Posted by HxcJohnny View Post
    and yes, anyone can insure a car. you can have the car in your name, and your dad can have it covered with his insurance policy. you could have a policy out on your neighbors car if you wanted to.
    While that's true, if the OP got in an accident and the insurance was only in his father's name, the insurance company may deny the claim. In fact, most insurance companies require that any driver under 18 living at an address MUST be listed on the insurance policy of EVERY vehicle insured at that address. And by adding the young driver to the insurance policy, the cost is likely to be just as much as if the young driver is the primary on the policy.

    Basically, insurance companies have already covered any loophole that you might think of to save money because they've seen it all before! So back to my original statement, if you can't afford to insure it correctly, then don't buy the car.
    Scott
    Past Subies - '11 STI Limited stage 1+ and '04 STi stage 2+
    '13 Wrangler Rubicon - custom front bumper w/12k lb winch & off-road lights, skid plates, diff guards, etc.
    '04 Porsche 911 Turbo GT2 clone 600 HP/TQ
    '77 F-150 heavily modded for off-roading

  14. #282
    Master Baiter EJ257's Avatar
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    Quote Originally Posted by teflon_jones
    While that's true, if the OP got in an accident and the insurance was only in his father's name, the insurance company may deny the claim. In fact, most insurance companies require that any driver under 18 living at an address MUST be listed on the insurance policy of EVERY vehicle insured at that address. And by adding the young driver to the insurance policy, the cost is likely to be just as much as if the young driver is the primary on the policy.
    What do you mean "insurance was only in his fathers name"?

    If you do go on your fathers insurance, be honest about it. If you're driving the WRX, don't try to screw them by putting you as the driver of your mother's minivan.
    2016 Toyota Tacoma TRD Off-Road - Daily
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  15. #283
    Registered User Pavia's Avatar
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    WRX's and especially STi's are expensive to insure period.

    Just to compare, my '06 GTO is HALF the price a year to insure as my 07 WRX.

    go figure...
    06 GTO M6 Quicksilver, SLP 455 Bobcat, LS7 Clutch w/ SS line (RPM tune:373rwhp/373rwtq)
    07 WRX TR M5 Garnet Red Pearl w/ Straight PPGs and Cusco front LSD (Agile tune:307whp/343wtq)

  16. #284
    Registered User wrxlude's Avatar
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    Uh, if you can't afford the insurance, I would steer clear of the WRX.

    Insuring a vehicle is not a problem as long as you are not too young and you have a clean driving record.
    Location is also a determining factor how much you will be paying for car insurance.
    LET'S GO COLTS!!!
    I have 5 infraction points. What do you have?

  17. #285
    Administrator ...De Rerum Natura TheJ's Avatar
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    Smile

    How long before this thread gets merged into the big insurance thread, where a million other people have previously posted asking how much everyone else pays? (Even though it has practically nothing to do with how much anyone else will pay because of the zillions of different factors used to determine rates.)

    Here's one for you: Why don't people just call insurance companies to get quotes?
    -The J 𒂼𒄄
    "Driving most supercars is like trying to manhandle a cow up a back staircase. . . This is like smearing honey into Keira Knightly" -JC

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