hmm i didnt think of the credit. thanks manMan, that sounds like a lot...but most of us have full coverage insurance (since many are still making payments on their Subies). Liability only should only run you around 400-500 a year, assuming that you have few/no tickets and such. Insurance companies also rate you based on age, number of years you've been driving (some), credit score, plus a bunch of other factors. Since you're 17 and you've prob only had your license for a year, plus you have little to no credit and you drive a brand new "sports" car, your insurance is going to be high, especially if you are on your own policy.