Insurance for WRX's and STI's

[kiger0183]

I pay $100/mo on my fathers policy and I'm 24.

[06grayrex]

about $85 a month...

[ultimate_wrx]

i pay about 225 a month under my own name, i have one speeding ticket and im 22yrs old.

[subz]

parents .. 135 month

[therussiann]

hmm i wonder why my is so big my last name does not match my parints names my credit scor is around 700 ( so not so bad ) im 20 and im in the military i do have 1 speading and 1 recless driving ticket still left on my acount but thats about it others its bin over 2 years and some i took classes for

[302@12psi]

hmm i wonder why my is so big my last name does not match my parints names my credit scor is around 700 ( so not so bad ) im 20 and im in the military i do have 1 speading and 1 recless driving ticket still left on my acount but thats about it others its bin over 2 years and some i took classes for

The earliest I've seen insurance companys drop thins is 3 years and that's with Progressive. Most will go back 5 years and hold things against you.

You are young, have a driving record that indicates you might be an at risk driver, and are qouting out a sports sedan that doesnt appear to have any problems being totaled on a regular basis.

[Rogan]

$1000/yr for full cov. on:
02 WRX
00 Saab 9-5
00 Jetta
Liability on:
90 240sx
02 cavalier

Erie Insurance pwns all
but, i'm 40

[ruttenjump]

about $185/month at Allstate in Michigan.

I'm 22 with a clean driving record.

State Farm wanted some ridiculous prices (even for my old '91 Celica and my girlfriend's Ford Explorer), I can't recommend anyone go there!

[Wrx BriT]

$330/month for the STi. 21y/o. I'm going to get raped though because I just totalled the STi.

[therussiann]

The earliest I've seen insurance companys drop thins is 3 years and that's with Progressive. Most will go back 5 years and hold things against you.

You are young, have a driving record that indicates you might be an at risk driver, and are qouting out a sports sedan that doesnt appear to have any problems being totaled on a regular basis.

lol i do have a record of more then just a cuple of tickets but most of the are for ( exesive exeleration, speeding and recless driving.... i have never hit anything in my life with a car even the way i drive ) because of this outragus insurence i might actualy not be able to get an sti and proly will go mazdaspeed 6 or BMW 330xi

[302@12psi]

lol i do have a record of more then just a cuple of tickets but most of the are for ( exesive exeleration, speeding and recless driving.... i have never hit anything in my life with a car even the way i drive ) because of this outragus insurence i might actualy not be able to get an sti and proly will go mazdaspeed 6 or BMW 330xi

Reckless driving is usually viewed up their or actually more serious then causing an accident. I know Progressive assets "points" to every incident and gives you a "number" which indicates your risk to them. If I recall correctly reckless driving was right up there with major traffic violations like DWI and hit and run.

Think about it subjectively. If you had the option to insure a 20 something year old guy with one 2 vehicle accident where they were founded at fault, or insure a guy with your driving record what would you go with? IMHO the safer bet would the guy with a single accident.

[stimko68]

That's insane...I have USAA and mine is like $932 every six months (full coverage)...funny thing is that it was like $250 more for my 04 WRX (before I traded it in for the 07 STI).

[independent 68]

im pretty sure ive been thru this a couple times with guys on here, but my insurance is 2300 every 6 months. ive talked to my padre about this and mentioned how much lower alot of the guys' on here is. i know im 17 and all, but one of my buddies is 16 with a rex and his payments are half mine. do ya'll have minimal coverage or am i just getting SKREWED?

[stimko68]

Man, that sounds like a lot...but most of us have full coverage insurance (since many are still making payments on their Subies). Liability only should only run you around 400-500 a year, assuming that you have few/no tickets and such. Insurance companies also rate you based on age, number of years you've been driving (some), credit score, plus a bunch of other factors. Since you're 17 and you've prob only had your license for a year, plus you have little to no credit and you drive a brand new "sports" car, your insurance is going to be high, especially if you are on your own policy.

[Black Pearl]

Im 23 with progressive, 2 tickets still on my record, I pay $210 a month full coverage, but the car payment is another thing