$50 a month?? with what kind of coverage. just because some states say you only need liability, doesn't mean that's all you should get. Im 24, I have full maxed coverage for my STi and mine is 100 a month. Think about what happens if u wreck, hit someone, u get hurt, etc. its a lot better to pay a few extra dollars and be covered, or in your case, maybe wait a bit, save some money so you can afford both the car and good coverage.