Hey guys and girls,
Looking at buying a 13' WRX. I'm in Orange County, CA. I need a few pointers on how to negotiate on a 13 WRX.
I'm 25 years old. I've had 2 autoloans and 1 motorcycle loan. All paid off on time, never late. However, I got some credit debt. I've never missed a payment and i've never declared bankruptcy. My credit I pulled averaged 650 from freecreditscore.com.
I'm looking at financing the base model WRX. MSRP is 27,xxx,xxx Invoice is 26, xxx,xxx
I'm putting $0 down.
Here is where it gets tricky...
The dealership is pulling the lowest score of 629 (I saw it on paper). The dealership is telling me that Ally will use this number only. (Lowest number)
So I don't qualify for anything special. My negotiation with the salesman thus far is this:
3.9% @ 63 months, $0 down, $489 monthly payments. So if you do the math, this adds up to somewhere around 30 grand. Now, I've very limited experience with buying cars (only 2 in the past).
Can anyone pitch in here and offer some suggestions. Maybe if anyone has had a recent experience to my situation above. Anyone have any helpful tips?
I don't have $$ to put down as a deposit and don't have a trade-in. Square 1. Young once!